Why I Chose the Independent Route
Every client is different. Their homes are different, their businesses are different, their vehicles are different, and their priorities are different. Being independent gives me the ability to look at multiple markets and help clients understand their options instead of trying to fit everyone into the same solution.
Meet Scarlett Adams
Independent Agent. Local Advocate. Personal Service.
I believe insurance should feel personal, clear, and built around the person or business being protected.
I began working in insurance in 2014 and became an independent insurance agent in 2019. After working in a single-carrier environment, I chose the independent model because I wanted the flexibility to help clients explore coverage options from multiple insurance markets instead of being limited to one company.
Today, through Cumming Insurance, I work with individuals, families, and businesses throughout Georgia and Florida. I help with both personal insurance and commercial insurance, including home, auto, umbrella, recreational vehicles, general liability, workers’ compensation, commercial auto, business property, cyber coverage, and more.
More Than Just a Policy
Personal Service
Work with a real agent who takes the time to understand what you need.
Independent Choice
Access to multiple insurance carriers and specialty markets.
Personal & Commercial Expertise
Coverage solutions for families, homeowners, drivers, contractors, and businesses.
Georgia, Florida, North Carolina, Alabama
Licensed to help clients in four states GA, FL, NC, AL
Insurance Made Personal
My goal is simple: make insurance easier to understand, be available when my clients need help, and build long-term relationships based on trust and responsive service.
Whether you are protecting your family, your home, your vehicles, or your business, I want you to feel confident that you have someone in your corner.